Precious metal savings plan - The advantages of gold in 2024

Precious metal savings plan: Investing for a secure future

In a world characterized by economic uncertainty and inflation risks, more and more people are looking for safe and stable forms of investment. Precious metals such as gold, silver, platinum and palladium have offered a reliable way to store value for centuries. A tailor-made precious metal savings plan can offer long-term asset protection, tax advantages, secure storage and flexible investment options. In this article, you will learn all about the advantages and special features of these savings plans and how they can contribute to a secure financial future.

Precious metal savings plan switzerland — Precious Metal Savings Plan Switzerland

Long-term asset protection

A Precious metal savings plan offers an excellent opportunity for long-term asset protection by investing regular savings installments. These savings installments are invested monthly, which has the advantage of the so-called average cost effect. This means you buy more precious metals when prices are low and less when prices are high. This leads to a more favorable average purchase price over time.

The compound interest effect is another powerful instrument that promotes the growth of your assets. By reinvesting the income generated, your capital is not only increased, but the income in turn generates additional income. This exponential growth curve leads to a considerable increase in assets in the long term.

Precious metals have shown throughout history that they can retain their purchasing power, even in times of economic turmoil and inflation. This makes them a stable store of value compared to fiat currencies, which can lose value due to inflation and other economic factors. Gold and silver often serve as a safe haven in times of economic uncertainty, as they are scarce by nature and cannot be increased at will.

Another advantage of a precious metal savings plan is the automatic execution of the savings plan. This means that investments are made continuously and without active intervention by the investor. This automation makes saving much easier and ensures that investments in precious metals are made regularly without the investor having to carry out each transaction manually. This not only encourages discipline in saving, but also ensures that the savings plan is not interrupted by other short-term financial needs.

Furthermore, precious metal savings plans offer an additional layer of security against economic uncertainties. In times of financial crises or political unrest, precious metals have often increased in value, while other forms of investment such as shares or bonds have lost value. This is because precious metals are seen as a safe investment that can retain or even increase in value even in times of crisis.

The continuous and automated nature of the savings plan ensures that the investor's assets grow steadily. This long-term growth is supported by the combination of regular deposits, the average cost effect and the compound interest effect, allowing the investor to build up stable and growing assets. With a precious metal savings plan, you lay the foundation for a secure and stable financial future.

Tax advantages

A major advantage of a precious metal savings plan is the attractive tax framework offered to investors. After a holding period of at least one year, precious metals can be sold tax-free in Switzerland. Buy gold in Switzerland enables investors to realize gains without these being reduced by capital gains tax. This tax-free sale represents a significant advantage, especially for long-term investors who want to benefit from the increase in value of their precious metals.

Another important aspect is the exemption from VAT when investing in silver and platinum. Normally, precious metals are subject to VAT, which can increase the investment costs. With some providers, however, investments in silver and platinum are exempt from this tax. This leads to an immediate reduction in the cost of purchasing these metals and therefore increases the efficiency of the investment. By eliminating VAT, the overall investment costs are reduced, allowing investors to put more capital into the precious metals themselves.

These tax advantages make precious metal savings plans particularly attractive for long-term investors. The combination of tax-free sales after the one-year holding period and the VAT exemption for silver and platinum maximizes investors' returns considerably. These benefits help to significantly improve the overall performance of the investment as less capital is lost to tax and additional costs. Investors can thus enjoy the full appreciation of their precious metals and build greater wealth in the long term.

In addition, the tax advantages offer a certain degree of predictability and security for investors. As the tax rules are clearly defined, investors can better plan and optimize their long-term investment strategy. This contributes to the overall attractiveness of precious metal savings plans and ensures that investors can make the best possible financial decisions to achieve their goals.

Overall, the tax advantages of precious metal savings plans offer a significant improvement in investment conditions and play a key role in enabling investors to maximize their returns and build wealth over the long term. These benefits are a strong argument for choosing a precious metals savings plan as part of a sound and forward-looking investment strategy.

Safe storage

Another key aspect of a precious metal savings plan is the secure storage of your precious metals. Your precious metals are stored in highly secure Swiss bonded warehouses that are specifically designed for the storage of such assets. These warehouses not only offer additional physical protection, but also considerable tax advantages. As they are bonded warehouses, you can store and trade your precious metals tax-free, which makes this form of investment even more attractive.

Storage in bonded warehouses has several advantages. Firstly, your precious metals are stored in insolvency-proof storage, which means that even in the unlikely event of the storage provider's insolvency, your property remains protected. In addition, the precious metals are comprehensively insured so that you are covered against potential risks such as theft or damage. This comprehensive insurance gives you peace of mind that your investment is protected to the maximum, regardless of external circumstances.

The high security standards in these bonded warehouses ensure that your precious metals are protected around the clock. State-of-the-art security technologies and strict access controls ensure that only authorized persons have access to the warehouses. This significantly minimizes the risk of theft and unauthorized access. In addition, the warehouses are protected against natural disasters such as fire or flooding, which further increases the security of your investment.

Another advantage of storage in duty-free warehouses is the flexibility they offer. You can sell or transfer your precious metals at any time without having to physically move them. This makes trading and managing your investments much easier. The ability to store and trade precious metals tax-free also improves the efficiency and profitability of your investment.

Overall, the secure storage of your precious metals in bonded warehouses offers not only physical protection, but also financial and tax advantages. This combination of security, flexibility and cost efficiency makes precious metal savings plans an attractive option for investors who want to store their assets securely for the long term.

Flexible investment opportunities

Precious metal savings plans offer remarkable flexibility, allowing you to adjust your investments to your current needs and market conditions at any time. A key advantage of these savings plans is that they can be terminated at any time. This means that you are not tied to long-term contracts and can terminate your investments at will. This flexibility is particularly advantageous if your financial situation changes or you want to react to market changes.

In addition, you can sell or transfer your holdings at any time. This gives you the freedom to convert your precious metals into cash when you need it, without long waiting times or complicated procedures. The sale of your precious metals can be handled quickly and efficiently, allowing you to cover short-term financial requirements or take advantage of favorable market conditions.

The ability to transfer your holdings is another significant benefit. You can transfer your precious metals to other individuals or institutions, which is particularly useful if you are passing on assets to family members or as part of estate planning. This transfer option increases the flexibility and versatility of your investment as you can seamlessly manage and customize your investments.

Another aspect of the flexibility of precious metal savings plans is the variety of metals available. You can choose different precious metals such as Buy gold. Silver, platinum and palladium are also an option, depending on your preferences and market analysis. This diversification enables## precious metal savings plan: Investing for a secure future

Certified quality

The quality and security of precious metal savings plans are decisive factors for investors. The precious metal savings plans of Swiss Wealth Management AG (SWM AG) have had this high quality and reliability confirmed by certification from the Swiss Institute for Quality Testing (SIQT). This award as 'TOP Precious Metal Savings Plan' underlines the high standards and reliability of the services offered.

Importance of certification

The SIQT certification guarantees that the precious metals used in the savings plans are of the highest quality. These metals undergo rigorous testing and inspection to ensure that they meet international standards for purity and weight. This gives investors the assurance that they are investing in authentic and valuable precious metals.

The certification also confirms that the services of the SWM AG meet the highest standards. This includes the security of storage, the transparency of transactions and the integrity of the entire savings plan process. Investors can be sure that their investments are in trustworthy hands and that all transactions are handled fairly and transparently.

Advantages for investors

By being certified as a 'TOP precious metal savings plan', investors benefit from an additional layer of security. They can rest assured that their investments are not only safe, but also enjoy the best possible protection. This security is particularly important in times of economic uncertainty, when confidence in traditional financial institutions may be shaken.

Investors can also benefit from the other advantages of precious metal savings plans, such as tax advantages, secure storage and flexible investment options. The combination of these advantages with the certified quality makes SWM AG's precious metal savings plans an attractive option for investors looking for a secure and profitable way to secure their assets.

Conclusion

Certification by the Swiss Institute for Quality Tests confirms that SWM AG's precious metal savings plans are an excellent choice for investors looking for a secure, high-quality and flexible investment option. With a precious metal savings plan, you secure your long-term investment, benefit from tax advantages and profit from the highest standards of service quality. Invest in your future and enjoy the numerous advantages offered by a certified precious metal savings plan.